The Principles of Insurance | Proximate Cause | Utmost Good Faith | Insurable Interest | Indemnity | Subrogation | Contribution

Insurance has 6 principles. These are as follows: The principle of proximate cause The principle of utmost good faith The principle of insurable interest The principle of indemnity The principle of subrogation The principle of contribution The Principle of Proximate Cause Proximate cause simply means the factor responsible for any harm. Throughout the history of … Read more

The role of the Nigerian insurance industry in the Nigerian economy

Insurance plays a vital role in the development of the Nigerian economy and in recent years especially since the establishment of the Nigerian Reinsurance Corporation and the African Reinsurance Corporation Center for African and to some extent for the entire insurance world. In addition to its traditional role of giving insurance protection cover to individuals … Read more

Advantages of insurance brokerage services

Rather than going straight to insurance companies to arrange for their services, a company may decide to use intermediaries called insurance brokers. The advantages of using such professional insurance brokers and claims consultant are many. Brokers ensure that all the format technical terms and conditions embody in every contract of insurance being prepared are strictly … Read more

Reasons for government control and state intervention of insurance industry

As was stated until quite recently, there was little government control of the business of insurance. This freedom was abused by some unscrupulous elements that had found their way into the insurance industry. The government found it necessary as a matter of policy to introduce in general stringent controls of activities of insurance companies to … Read more

Treatment and Management of Diabetes | Types | Causes | Signs & Symptoms | Risk Factors | Complications | Treatment & Management | Prevention

Watson and Basina (2020) define diabetes mellitus (commonly known as diabetes), as a metabolic disease that causes high blood sugar. The hormone insulin moves sugar from the blood into your cells to be stored or used for energy. With diabetes, your body either doesn’t make enough insulin or can’t effectively use the insulin it does … Read more

HR Shared Services Officer Job Vacancy at Dangote Group

Dangote Group is one of Nigeria’s most diversified business conglomerates with a hard – earned reputation for excellent business practices and products’ quality with its operational headquarters in the bustling metropolis of Lagos, Nigeria in West Africa. We are recruiting to fill the position below: Job Title: HR Shared Services Officer Location: Lagos Employment Type: … Read more

Digital Marketing Manager Job Vacancy at 9mobile

9mobile is a Nigerian private limited liability company. EMTS acquired a Unified Access Service License from the Nigerian Communications Commission in 2007. The License enables EMTS provide Fixed Telephony (wired or wireless), Digital Mobile Services, International Gateway Services and National/Regional Long Distance Services in addition to spectrum assignments in the 900 and 1800 MHz bands. … Read more

Influence of Inflation on Reported Profit for Decision Making in Financial Institutions in Nigeria

Abstract The study is on Influence of inflation and reported profit: implication on decision-making. The study was set to achieve the following objectives:, to determine the extent to which lending decision in Nigeria banks were affected by inflation between 2006 – 2011, to ascertain the extent to which inflation has impacted on the reported profits … Read more

Costing as an Essential Instrument in Materials Management and Control

Abstract This study which covered one of the cement fibre manufacturing industries in the country was a mixture of library research and empirical or survey method of research. Both primary and secondary sources of data were utilized in gathering relevant information. The primary sources consist of questionnaire and oral interview while the secondary sources were … Read more

The Role of Microfinance Institutions in the Mobilization of Funds for Micro Credit Scheme in Nigeria

ABSTRACT In the course of carrying out this research, data were collected from both primary and secondary sources to test the hypotheses. The Random sampling technique was used to determine the sample size. In analyzing and presenting data collected, tables and percentages were used. The Chi-square method was used to test the hypotheses stated, and … Read more

An Appraisal of the Impact of Recapitalization of Banking Industry on Economic Growth of Nigeria

ABSTRACT One of the major macroeconomic variables that compliment bank performance is availability of capital. Economic theories show that inadequate capital contributes to bank failures and retards economic growth. This study however, examined the impact of bank recapitalization of banking industry on economic growth of Nigeria. It is the aim of this research work to … Read more

Examination of Fair Value Measurement in Determination of Profitability of Listed Manufacturing Firms in Nigeria

ABSTRACT Examination of fair value measurement in determination of profitability of listed  manufacturing firms in Nigeria was influenced by the adoption of International Financial Reporting Standard (IFRS) in Nigeria. IFRS are a set of accounting standards developed by the International Accounting Standards Board (IASB) that is becoming the global standard for the preparation of public … Read more

Effects of Bank Mergers and Acquisitions on Lending to Small Business Borrowers in Nigeria

Abstract Effects of bank mergers and acquisitions on bank loans to small businesses have raised significant concern among policy makers in Nigeria. Small business lending is a prime example of a banking product likely to be affected by bank consolidations. Although bank consolidations are likely to bring evolution in the banking product market, this kind … Read more

A Study of the Nigerian Foreign Policy under President Olusegun Obasanjo, 1999-2007

ABSTRACT On assumption of office as president, Obasanjo made diplomatic moves to redeem the battered and shattered image of the country which was as a result of the unending transition to democracy, increase in the abuse of fundamental human rights and the regular killing of innocent citizens in the 1990s. This led to the imposition … Read more

An Analysis of the Effects of Online Publications on the Revenue and Employment Levels of The Punch and Thisday Newspapers In Nigeria

ABSTRACT The relationship between communication, readership and development cannot be overemphasized because development agents not only read, they also communicate such knowledge to the people. Newspaper is one of the media for such knowledge communication. This study x-rayed the effects of online publishing for the period 1997 to 2013 on the sales and revenues (profitability), … Read more

Assessment of Library Users Education Programmes in Abia State University and Federal University of Technology, Owerri

ABSTRACT A survey research method was adopted to assess the influence of user education programmes on the acquisition of library skills by students of Abia State University, Uturu (ABSU) and Federal University of Technology, Owerri (FUTO). The population of 18,807 registered student library users was studied. A proportionate sampling technique was used to select a … Read more

Innovation strategies and competitive advantage among commercial banks in Kenya

ABSTRACT The banking industry has been touted as being less competitive bearing in mind the number of commercial banks against the market size. The Central Bank of Kenya introduced new capital adequacy ratios that need to be observed by commercial banks for a healthy sector that saw a number of mergers and acquisitions. Interest rate … Read more

Ethnoscience: Examining Common Sense

Abstract Ethnoscience is a branch of science that studies humans, seeking to understand their modes of interpretation of the world, the diversity of these systems, and their origins (Chomsky 2000, p. 90). In this thesis I trace ideas about naturalistic inquiry into commonsense understanding through Chomsky’s work. I argue that the resulting picture significantly illuminates … Read more

Investigating Problems Second Year University Students Encounter in Developing Writing Skills

Abstract This study to investigate problems encounter university students in promoting writing skills. The main aim of this study to reflect the promoting of writing skills. The data analysis of this study was collected through questionnaire it was design and distributed to (30) second year university students. The respondent to participant in this study this … Read more