I&M Bank Rwanda (Ltd),Credit Administration Manager Jobs in Rwanda

sure that all
necessary legal documents for perfecting loan security have been obtained and
verified; overall monitoring and control of the bank’s credit Portfolio to
minimize losses and ensure overall quality of the bank’s assets.

• Review loan documents and liaise with internal
  and external parties to ensure proper and efficient delivery of credit
  administration duties

• Act as the representative in signing deeds and
  bank guarantee

• Generate, review and maintain loan
  disbursement reports for presentation to credit committees, and provide
  monthly reports on the same

• Ensure that there is a robust process for the
  safe custody and control of all security documents

• Ensure compliance with the internal policy,
  credit approval terms and conditions

• Ensure compliance of all advances with BNR
  guidelines to save the bank from financial penalties and/or loss of
  license due to non- compliance

• Checking compliance with required documents,
  securities, financial conditions before credit disbursement

• Ensuring the reporting on bank’s exposure to
  Corporate and Business Banking customers

• Monitoring of corporate and Business Banking
  accounts with regard to documents processing, credit reimbursement and
  arrears management

• Supervision of credit reports on a daily,
  weekly and monthly basis

• Renewal of securities if needed

• Ensuring accurate accounting of disbursed
  loans

• Bachelor’s degree in Finance, Banking,
  Business Administration or related field

• 5 years of credit related working experience
  preferably 3 years within a bank or any other financial institution

• Strong skills in credit and financial analysis

• Proven skills in conducting credit appraisals
  and knowledge of documents necessary for the bank as collateral for
  lending

• Proven managerial skills and ability to lead a
  motivated team

• Knowledge of MS Office applications for
  efficient monitoring and report writing. Knowledge of banking computer
  systems will be added advantage

• Should have an in-depth understanding of
  Rwanda’s banking industry and related statutory obligations

• Extensive knowledge of the regulator’s
  requirements on reporting and ability to interpret the central bank’s
  lending policies and align it to the bank’s internal policies &
  procures

• Good interpersonal and communication skills

• Ability to work in a team

• Ability to work under minimal supervision