AB Bank Rwanda Limited has been operating in Rwanda
since January 2014. It is a member of an international network of commercial
banks providing banking services to micro, small and medium-sized enterprises
and private individuals in Africa, Asia and Latin America.
since January 2014. It is a member of an international network of commercial
banks providing banking services to micro, small and medium-sized enterprises
and private individuals in Africa, Asia and Latin America.
Since the start of operations, AB Bank Rwanda has
been growing remarkably in number of clients and staff.
To further facilitate the growth of our client base and branch network we are
now seeking motivated professionals to join us. With this in mind, applicants
will need to demonstrate willingness to:
been growing remarkably in number of clients and staff.
To further facilitate the growth of our client base and branch network we are
now seeking motivated professionals to join us. With this in mind, applicants
will need to demonstrate willingness to:
–
find solutions for challenges in a changing market
and work environment
find solutions for challenges in a changing market
and work environment
–
contribute to the growth of the bank
contribute to the growth of the bank
–
understanding excellent customer service
understanding excellent customer service
We are now seeking
staff for the position of Trainee/Junior Officer:
staff for the position of Trainee/Junior Officer:
|
Main
Responsibilities |
|
|
1
|
Create and manage
own loan portfolio
a) Promotion: Conducting direct
promotion and/or other marketing activities on a regular basis;
b) Application: Screening prospects’
eligibility, taking loan applications and arranging appointments with clients;
c) Assessment: Conducting loan analyses
by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the Bank’s credit procedures;
d) Proposal: Presenting loan
proposals to the credit committee;
e) Decision: Informing the client
about the decision of the credit committee;
f) Disbursement: Arranging the
disbursement in collaboration with the Back Office and the client;
g) Monitoring and Recovery: The LO is fully
responsible for his/her loan portfolio and has to ensure punctual repayments by monitoring loans with the Bank’s software (myMBS) and contacting and visiting clients. In case of late payments the LO has to take immediate measures, including contacting client and guarantors, on-site visits and assisting in any legal procedures until full repayment of the loan. |
|
2
|
Ensure high quality standards of the bank
a)
The LO is responsible for complying with the Bank’s credit policy, the credit procedures and all memos and regulations concerning the credit department at all times;
b)
All necessary credit forms have to be filled in by the LO before presenting a loan proposal to the credit committee;
c)
The LO conducts monitoring client visits on a regular basis in order to be always up to date with the financial and personal situation of clients in his/her portfolio;
d)
The LO is obliged to report problematic loans immediately to the Group Leader and/or Branch Manager as soon as he/she becomes aware of such situations;
e)
The LO participates in the credit committee and/or the recovery committee. His/her participation is active, critical and conscientious.
f)
Train joiners by sharing technical skills and knowledge |
|
Experience and other requirements:
·
Bachelor degree in any field
·
Excellent communication and negotiation skills
·
Be able to reach 100% productivity as set by the bank
·
Ability to organize work independently in an effective manner: Organizes workload to maximize efficiency; ensures target-fulfilment, excellent portfolio quality and high service quality to the client throughout the month.
|
|
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Vacancy announcement dates:
|
19th July to 26th July
2017 |
|
Application
Procedure: |
Send the following
documents by email to abr-recruiting@abbank.rw :
· CV
· Letter of interest
· Copies of academic
qualifications
Please: State the position in the subject of the email.
Kindly note that selected
candidates should start with 2 months internship then, based on their performance and commitment, should be offered an open ended contract.
Please note that only
shortlisted applicants will be notified. |
