APPOINTING
AUTHORITY: Chief Executive Officer
(b) RESPONSIBLE
TO: Senior Credit Officer
(c) DUTIES
AND RESPONSIBILITIES;
1. Provide support in the administration; evaluation, and direction of the
business portfolio of the Bank in order to achieve the desired results for
quality, profitability, and growth.
2. Co-approve or decline credit requests within assigned lending authority,
based upon the risk taking philosophy of the TBCL and convey decisions and
actions to appropriate regional personnel
3. Participate in the Bank review process, ensu
ring that the risk taking
philosophy and lending strategies of the Bank are adhered to.
4. Recommend loan authority levels. Ensure proper risk grades and exposure
strategies are assigned.
5. Provide coaching and mentoring on risk assessment, credit underwriting, loan
structuring, and relationship management, to business relationship managers.
6. Support the department in managing, identifying, and closely monitoring past
dues and non-performing assets, lending activity, and other portfolio trends.
7. Provide risk assessment, loan structuring, and relationship management
coaching/feedback on loans.
8. Provide feedback on portfolio performance, credit requests, and approval
volume for individuals and account officers,
9. Discuss specific underwriting concerns; manage the bank’s alarm and high
risk audit for new loans and maturing high risk approval for loans.
10. Assist in annual credit skills assessment process of business relationship
managers.
11. Performs any other duties as may be assigned by supervisor.
Required Education
& Experience:
• Holder of Bachelor Degree or Advanced Diploma in Banking,
• Economics, Finance, Accountancy or equivalent with at least two years
relevant working experience in a reputable firm.
• Sound knowledge of credit in banking industry.
• Fluent communication skills in English (both verbally and in writing
APPLICATION
INSTRUCTIONS:
REMUNERATION
Attractive remuneration package will be offered to the successful candidate.
Applications should
be addressed to:
The Chief Executive Officer,
Twiga Bancorp Limited,
P.O. Box 10119
Dar es Salaam.
Physical Address:
Twiga House, Samora Avenue, Dar es Salaam
2nd Floor, CEO’s Office.