Recommendations

Competition necessitates innovations
and banks especially unwealthy banks should endeavour to come up with new
innovative products services that is capable of attracting more customers banks
in order to remain in business is in the competitive environment must adopt the
new trend of computerization operation and attractive package which appeals to
customers for easy banking transaction. Even the use of computers in the bank
will ease the employee’s of the boredomness associated with manual system of
carrying out bank duties.

Adequate and consistence training
should be organized for the modern information technology devices; if necessary
oversee abreast of new innovations in the world of information technology. In
addition, a water tight accounting and internal audit are guaranteed with the
use of high-tech information technology in the banks. Information technology
system should be upgraded from time to time.
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