International Micro-finance , Credit Manager Job Vacancy in Uganda

Job Title: Credit Manager

Organisation: International Micro-finance Company

Duty Station: Kampala, Uganda

About US:

Frank
Management Consult Ltd wishes to recruit for its client, the fastest growing
international micro-finance with its head office in Kampala Uganda.

Job Summary: The Credit Manager will mainly establish Credit role
that ensures that GVR credit risk management is in line with the institution’s
strategic objectives, the scale and nature of the business and risk profile.
The incumbent will also ensure that Credit Exposures are managed within the
GVR’s Credit risk appetite and performance metrics.

Key Duties and
Responsibilities:

Responsible for the Approval function in
Uganda. To ensure that processes and practices are implemented in accordance
with relevant best practice, policy and legislation
Developing an effective operating platform for
credit assessment and monitoring;
Managing the credit function by ensuring that
business rules and products are compliant with approved credit policy ·
Providing operational and functional leadership
and guidance to the Approval team and develop internal credit risk
competencies and capacity.
Initiate process and quality reviews and
contribute to plans that deliver process improvements ensuring effective
implementation and ultimately improved productivity
Ensure that excellent relationships exist that
facilitate a constructive feedback loop to improve future risk management.
Significantly contribute to the development and
implementation of credit policy which provides suitable protection and
facilitates business growth and asset distribution.
Actively monitor and report on the
implementation of loan policies and procedures; evaluate loan vetting
structures and enforce credit standards according to company goals and
policies.
Manage Securities/Collateral pledged by the
customers, keeping physical collateral documents in safe and secure place
and updating the collateral system. Perfection of security documentation.
Ensure timely collateral perfection (Caveating
and Mortgaging plus registering of Land Sales Agreements)
Coordinate the National Approval
Committee·
Monitor Variations of credit policies , provide
analysis, conclusion and recommendations, present findings to Senior
Management and suggest actions/penalties to be taken when
appropriate·
Validate and verify the credit viability on
requests for extended loan terms, change of pay date, loan rescheduling
etc·
Critically analyzing and reporting on the
credit portfolio performance and status

Qualifications, Skills and
Experience:

The candidate should hold a good Bachelor’s
degree in statistics, commerce, accounting or equivalent qualification.
Possession of a Master degree will be an added advantage
Professional certifications in Credit Risk
Management or a chartered accountant will be an added advantage·
Excellent track record of at least eight years
senior level credit risk management experience in a financial services or
a banking environment.
Computer literacy skills i.e. Expertise in
Microsoft Excel (Advanced proficiency level).
Good working experience in Microsoft SQL Server
applications will be advantageous.
Proven track record of project management experience
at a senior level will be advantageous.
Good working knowledge of Corporate Governance
and Risk Management will be advantageous