I&M Bank Rwanda (Ltd) Credit Administration Manager Job Vacancy in Rwanda

The job holder will
report to the Head of Credit and will be responsible for leading a team in
handling the daily administration of loan documentation in full compliance with
the internal standards and external regulatory requirements; approve
disbursement of all sanctioned facilities and ensuring that conditions of
sanction have been complied with; ensure that all necessary legal documents for
perfecting loan security have been obtained and verified; overall monitoring
and control of the bank’s credit Portfolio to minimize losses and ensure
overall quality of the bank’s assets.

At I&M Bank Rwanda (Ltd), we aim to be the
employer of choice in Rwanda with emphasis on employee progression and
satisfaction. We ensure that there is diversity and professionalism in the
team, strengthened by exemplary employee development and a sound code of
conduct.

If this sounds exciting for you and you are
interested in joining our vibrant working environment, we are currently looking
for suitable skilled candidates for the vacancy below;

Duties/Responsibilities:

Review loan
documents and liaise with internal and external parties to ensure proper
and efficient delivery of credit administration duties

Act as the
representative in signing deeds and bank guarantee

Generate, review
and maintain loan disbursement reports for presentation to credit
committees, and provide monthly reports on the same

Ensure that there
is a robust process for the safe custody and control of all security
documents

Ensure compliance
with the internal policy, credit approval terms and conditions

Ensure compliance
of all advances with BNR guidelines to save the bank from financial
penalties and/or loss of license due to non- compliance

Checking compliance
with required documents, securities, financial conditions before credit
disbursement

Ensuring the
reporting on bank’s exposure to Corporate and Business Banking customers

Monitoring of
corporate and Business Banking accounts with regard to documents processing,
credit reimbursement and arrears management

Supervision of
credit reports on a daily, weekly and monthly basis

Renewal of
securities if needed

Ensuring accurate
accounting of disbursed loans

Required skills and capabilities

Bachelor’s degree
in Finance, Banking, Business Administration or related field

5 years of credit
related working experience preferably 3 years within a bank or any other
financial institution

Strong skills in
credit and financial analysis

Proven skills in
conducting credit appraisals and knowledge of documents necessary for the
bank as collateral for lending

Proven managerial
skills and ability to lead a motivated team

Knowledge of MS
Office applications for efficient monitoring and report writing. Knowledge
of banking computer systems will be added advantage

Should have an
in-depth understanding of Rwanda’s banking industry and related statutory
obligations

Extensive knowledge
of the regulator’s requirements on reporting and ability to interpret the
central bank’s lending policies and align it to the bank’s internal
policies & procures

Good interpersonal
and communication skills

Ability to work in
a team

Ability to work
under minimal supervision

Application process:

Interested candidates are required to submit their
CV and cover letter- clearly indicating the title of the position being applied
for to hr.recruitment@imbank.co.rw. Deadline for
submission of applications is at 5:00pm on Friday 4th December 2015

NOTE: Only shortlisted
candidates will be contacted