Job Description
Overall responsibility for Credit Risk and
analysts within the Segment.
Primarily responsible for managing the credit
risk associated with the portfolio and ensuring high quality of the portfolio.
Closely work with the RM from the origination
& play a vital role in deal structuring to add good value from a
credit/policy perspective.
Work with the RM on a specified portfolio and
facilitate revenue growth in the portfolio
Key Roles & Responsibilities
Interact with the client, gather deal
requirements, financial statements and other inputs for performing quality
analysis and due diligence.
Work with RM/product partners in structuring
credit solutions for the clients and ensuring the appropriateness of the
products.
Work with the RM, in:
obtaining all pre clearances like ER
negativity, segmentation, etc.
preparing & presenting work-shopping note
and c) expediting approvals.
Responsible for end-to-end BCA process
including preparing all the tools like Odyssey, Scorecard, etc, in-depth
analysis of various risks, quality presentation and ensuring fast credit
approval.
Ensure compliance of all internal and
regulatory credit/other portfolio related policies e.g. preparing the Country
portfolio standard checklist, Temasek check, other special reporting
requirements, etc.
Coordinate and prepare for GCC meetings
Liaise with GAM Credit for limit
approval/allocation.
Release the trade offerings in IMEX, after
obtaining the necessary approvals.
Seek necessary approvals for excesses in the
account
Qualifications & Skills
University Degree or Professional
Qualification in a relevant discipline
Banking experience with significant corporate
banking knowledge
Strong Communication and people management
Skills
Strong selling and negotiation skills
Strong Financial, analytical and writing
skills.
Thorough understanding of the bank’s products
and credit policies
In compliance with the National Youth Service
Corps (NYSC) Act of 2004, all applicants should ensure that they have completed
the mandatory NYSC programme. A discharge certificate will be required as
evidence of completion of the programme. Where an exemption has been granted, a
certificate of exemption will also be required