Job description
Unique opportunity to take your career to the next level
Barclays Bank of Botswana has exciting career opportunities for
high performing and self-driven individuals in various functions. We are
looking to fill the following positions.
high performing and self-driven individuals in various functions. We are
looking to fill the following positions.
Corporate Credit Manager
Job Purpose
The role holder will act as credit professional acting as credit expert to be
the relationship team and the conduit to the Credi
The role holder will act as credit professional acting as credit expert to be
the relationship team and the conduit to the Credi
t Risk function for
sanctioning purposes. He/She will be responsible for developing practical and
appropriate credit solutions (i.e. lending structures) through understanding
customers’ needs. This will also include delivering high quality and consistent
credit applications as well as making recommendations.
Requirements
Main
Accountabilities:
Accountabilities:
- Assess
a customer’s business through the analysis of Business and Credit risks
associated with the provision of the Bank’s products and services to the
customer. - Develop
high quality credit solutions with the view of obtaining fast credit
approval from Credit teams. - Be
the joint contact for credit management purposes for accountants,
solicitors and other professionals. - Preparation
of good quality credit applications with paper attachments for
recommendations to the Sanctioner (ultimate approval authority). - Work
in partnership with Relationship Managers on new and existing credit
applications, providing guidance on credit appetite and consulting with
Credit teams as appropriate. - Deliver
service in line with agreed business needs. - Proactively
contribute to embedding agreed change management initiatives in support of
process and quality improvements as well as cost reductions. - Support
and contribute to specific industry focus as determined by the Corporate
and Credit teams.
Technical
Skills / Competencies:
Skills / Competencies:
- Risk
assessment; analytical and numerate skills (acquired through credit
courses attended and successfully completed) - Awareness
of credit programs and IT skills - Interpersonal
skills - Communications
and presentation skills - Negotiation
Skills - Awareness
of local & regulatory guidelines
Knowledge
& Expertise:
& Expertise:
- Internal
instructions/ procedures including Head office instructions, GRCB Credit
Policy - Products
and services frequently used by customers - Knowledge
of Corporate Credit Risk System (CCRS) and other bank systems. - Awareness
of legislation affecting the Bank and customers having the highest regard
for confidentiality. - Detailed
knowledge of credit analysis techniques - Credit
Skills Development
Experience
and Qualification:
and Qualification:
- Relevant
Degree holder with appreciation for numerical and statistical analysis - Preferably
a Master’s Degree holder in Finance or a related field e.g. Economics,
Business, Commerce, etc - A
minimum of 4 years work experience in a similar role would be an added
advantage