Our client
is a reputable Bank with growing presence in the Sub-Saharan African region. It
is looking for as strong executive level professional, with a sound financial
and risk management background, to manage its credit, generation, evaluation
and disbursement. If you are business-minded and have a proven record of
managing credit risk across regional boarders, then we would like to talk to
you on behalf of our client in respect of the position.
The
position holder will have the following duties:
- Analyzing credit data and
financial statements to determine the degree of risk involved in extending
credit or lending money; - Gathering and analysing credit
information on current and potential borrowers and determining the
advisability of granting credit for diversified types of loans; - Preparing reports that include
the degree of risk involved in extending credit including customer
evaluation reports and recommended payment plans based on cash flow
analysis; - Conferring with credit
associations and other business representatives to exchange credit
information; - Completing loan applications,
credit analyses and summaries of loan requests and submitting to loan
committees for approval; - Generating financial ratios to
evaluate customer’ financial status; - Comparing liquidity,
profitability and credit histories of establishments being evaluated with
those of similar establishments in the same industries and geographic
locations; - Consulting with customers to
resolve complaints and verify financial and credit transactions; - Analysing financial data such
as income growth, quality of management and market share to determine
expected profitability of loans; - Ensuring that credit facilities
are handled using the credit procedures and policies in place; - Developing strategic goals and
plans for the Credit Department, preparing annual budget and projections
for the Credit Department; - Preparing and submitting annual
quarterly and monthly reports in a timely manner. Reviewing credit reports
prepared by Credit Officers for submission to Credit Committee for
approval; - Organizing in-house training
for Credit Officers and evaluating the performance of Credit Officers; - Developing credit products for
the Bank
Note
that the post is based in Monrovia, Liberia
Required
Skills or Experience
The
successful candidate must:
- Have a Masters Degree in
Business, Accounting, Finance or a related field. Professional Membership
in National or International Credit Association will be an added advantage - Have a minimum of 10 years
relevant experience, with at least 2 years in a management position - Have proven abilities in credit
risk management, leadership, credit evaluation and interpreting financial
statements - Possess multitasking,
communication and critical thinking skills - Have a good understanding of
banking procedures & regulation and loan development processes
How
To Apply
Please
send Full CV with copies of relevant documents, reliable e-mail and cell
phone details to:
Search Master
PsyconH.R
P. O. Box GP 21241
Accra
Please
indicate job title on the envelope
by hand to PsyconH.R, 3rd Crescent, Asylum Down
Tel: 0302-244602
Email: psyconhr@gmail.com
The interview for this position would be
conducted in the week of JANUARY 16-17 2012