Banking Jobs Vacancies

Our client
is a reputable Bank with growing presence in the Sub-Saharan African region. It
is looking for as strong executive level professional, with a sound financial
and risk management background, to manage its credit, generation, evaluation
and disbursement. If you are business-minded and have a proven record of
managing credit risk across regional boarders, then we would like to talk to
you on behalf of our client in respect of the position.


The
position holder will have the following duties:

  • Analyzing credit data and
    financial statements to determine the degree of risk involved in extending
    credit or lending money;
  • Gathering and analysing credit
    information on current and potential borrowers and determining the
    advisability of granting credit for diversified types of loans;
  • Preparing reports that include
    the degree of risk involved in extending credit including customer
    evaluation reports and recommended payment plans based on cash flow
    analysis;
  • Conferring with credit
    associations and other business representatives to exchange credit
    information;
  • Completing loan applications,
    credit analyses and summaries of loan requests and submitting to loan
    committees for approval;
  • Generating financial ratios to
    evaluate customer’ financial status;
  • Comparing liquidity,
    profitability and credit histories of establishments being evaluated with
    those of similar establishments in the same industries and geographic
    locations;
  • Consulting with customers to
    resolve complaints and verify financial and credit transactions;
  • Analysing financial data such
    as income growth, quality of management and market share to determine
    expected profitability of loans;
  • Ensuring that credit facilities
    are handled using the credit procedures and policies in place;
  • Developing strategic goals and
    plans for the Credit Department, preparing annual budget and projections
    for the Credit Department;
  • Preparing and submitting annual
    quarterly and monthly reports in a timely manner. Reviewing credit reports
    prepared by Credit Officers for submission to Credit Committee for
    approval;
  • Organizing in-house training
    for Credit Officers and evaluating the performance of Credit Officers;
  • Developing credit products for
    the Bank

Note
that the post is based in Monrovia, Liberia

 

Required
Skills or Experience

The
successful candidate must:

  • Have a Masters Degree in
    Business, Accounting, Finance or a related field. Professional Membership
    in National or International Credit Association will be an added advantage
  • Have a minimum of 10 years
    relevant experience, with at least 2 years in a management position
  • Have proven abilities in credit
    risk management, leadership, credit evaluation and interpreting financial
    statements
  • Possess multitasking,
    communication and critical thinking skills
  • Have a good understanding of
    banking procedures & regulation and loan development processes

How
To Apply

Please
send Full CV with copies of relevant documents, reliable e-mail and cell
phone details to:

The
Search Master

PsyconH.R
P. O. Box GP 21241
Accra

Please
indicate job title on the envelope

Or deliver
by hand to PsyconH.R, 3rd Crescent, Asylum Down
Tel: 0302-244602
Email: psyconhr@gmail.com

The interview for this position would be
conducted in the week of JANUARY 16-17 2012
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