For further information, kindly visit us at www.courts.com.my
We would like to invite an exceptional individual who thrive on challenging opportunities in an environment that recognizes and rewards exceptional performance.
CREDIT APPROVAL MANAGER
Kuala Lumpur – Cheras
Responsibilities:
Credit Operations
• Liaise regularly with the Hub Manager in respect of Hub credit operations functions.
• Assist the Hub Manager in planning, organizing, directing, managing and controlling the credit in accordance to company’s policies, procedures and guidelines.
• To assist the Hub Manager to maintain robust credit sales to enable the HUB to deliver its business objectives at all times by providing high level of service to both internal and external customers.
• To ensure that all targets are consistently met by continually striving for high productivity.
• Monitor, plan and conduct regular reviews and effective meetings with credit team members, branch managers, sales personnel and other operational departments aim to achieve objectives as defined by the Company’s Senior Management via effective use of company’s resources.
• Ensure a high spirit of continuous improvement is adopted within the Hub and recommend changes in methods of operations if necessary.
• Other duties which may be assigned from time to time to achieve corporate objectives as requested by management as and when required.
Credit Approval
• Responsible for the decisioning of all applications received from the respective branches
• All credit applications shall be reviewed and processed in accordance to the approved Credit standard operating procedures (SOPs) and policies including the accordance & compliance to authority limits for each of the staff and compliance to designated score over-rides
• Ensure the completion of all documentation and details of the respective applications to carry out the required credit decisioning of the application
• Coordinate with the site visit team for any verifications required by the unit
• The unit should be optimally capacitized in resources to handle the workload
• Support Credit Hub on processing of all credit applications within the unit’s and the overall Credit Hub designated cost, turnaround time, acceptable levels of pending applications including the aging of these applications
• Provide monthly, weekly and daily credit MIS on the unit’s credit applications status, cost, turnaround time and applications processed
• Liaise with the respective Credit units on completion of documentations and processing of applications on a timely basis, customer service resolution and any other matters pertaining to the overall credit policies, procedures and credit processing
• Implementation and monitoring the performance measurement matrix for all staff in the unit
• To review and make final decision on credit applications by strictly adhering to the latest credit policies and procedures and within the approved delegated authority limit.
• To liaise with Branch Managers to ensure all required credit documents are scanned and forwarded to Hub in accordance to standard operating procedures.
Credit Reports
• Ensure timely and accurate daily, weekly, monthly and ad-hoc reporting for the credit business that highlight and crystallize the performance of the credit team and functions under his/her supervision.
Requirements:
• University degree in Business/Accounting with minimum 5 years credit management working experience OR more than 10 years of relevant working experience in the similar role and capacity.
• Good knowledge on credit management, implementation and execution
• Excellent interpersonal and negotiation skills
• Ability to supervise, manage and motivate staff to meet deadline as well as to analyze situations for and decision-making
• Ability to work independently as well as being a team player.
Interested applicants may apply online, e-mail or write-in with resume stating present and expected salary, together with a passport size photograph (n.r) before 08 Jan 2012 to:-
Human Resource Department
Courts (Malaysia) Sdn Bhd
No.36, Jalan Genting Kelang
Setapak, 53300 Kuala Lumpur
E-mail: hrd@courts.com.my