EZ37,Head Credit Recovery Jobs in Nigeria

EZ37 – Our client,
an International Microfinance Bank, is recruiting for the post of Head, Credit
Recovery in Ibadan, Oyo State.

• First
  Degree In Any Discipline. Background In Law Will Be An Added Advantage.
• Minimum
  Of 7 Years Working Experience Of Which At Least 3 Years Must Be As Head Of
  Recovery In A MFB Or Commercial Bank.
• Experience
  In Collateral Management, Use Of Debt Recovery Systems, Drafting Of
  Contracts And Debt Recovery.
• Experience
  In The Use Of Debt Recovery Systems
• Good IT
  Skills, I.e. MS Word/Excel And Generally IT Literate.
• Knowledge
  And Previous Experience Of Using A Document Management System Is
  Desirable.

Job
Description

• Verify
  compliance and proper filling of loan agreements
• Follow
  up on loan insurance and quality guarantees
• Assess
  the situation of late payment to facilitate speedy customer in the payment
• Establish
  recovery procedures for managing customers in arrears
• To
  ensure the recovery of unpaid receivables
• Monitor
  customer file and late payment in arrears
• Perform
  reminders by telephone, mail or in the field of late payment by customers
• Apply
  debt collection procedures to unpaid installments
• Maintain
  close contact with customers when necessary and feasible
• Achieve
  given recovery targets
• Negotiate
  a new schedule in case of actual difficulty of the customer found
• Ensure
  recovering unpaid installments is in accordance to the banks’ policy
• Checking
  loan agreements
• Quality
  control and guarantees of the implementation of loan insurance
• Monitoring
  customer‘s compliance to timeline.
• Representing
  the company in the relationship with: Customers – external legal
  stakeholders in the collection – insurers

REQUIRED
SKILLS

• The
  ability to show initiative when required to work as an individual, and as
  part of a team
• Enthusiasm,
  and an ability to adapt to and implement changes in working practices
• Good
  communication skills, both verbally and in written format
• The
  ability to explain and respond to detailed issues in a clear and concise
  manner
• Tactfulness,
  discretion and confidentiality at all times
• The
  ability to prioritize work and meet defined targets and deadlines
• The
  ability to work in a busy and often demanding environment

Method of Application

Interested
candidates should apply online on EZ37