To maximize the benefits of your standard chartered credit card, you must use them prudently. With clever use, customers may save money with features like rebates and incentives, have extra security against fraud, and have access to interest and hidden cost-free borrowing options.
Four reward points are gained on all retail transactions, and an additional four are accessible only when you reach a specific monthly spending limit; this is the reward rate in question. You may then use these points to buy prizes or get a credit on your account.
With the reward rate only translating to 1.33% value-back, the redemption ratio hits 4:1, which is relatively low for a rewards credit card. Nevertheless, cardholders should still pick the former option to maximize value-back. One significant benefit of this Standard Chartered credit card that domestic travelers may appreciate is the free access to airport lounges inside the country.
Convenient Application
Do you intend to buy anything that will cost more than you have in your budget? Credit cards also make it possible to pay with a range of currencies without actually carrying cash. In this way, you may shop from any location in the world and purchase a flash using your credit card! In addition, if you use your credit card responsibly, it may increase your credit score, which in turn can make it easier and more affordable to receive loans in the future.
No-Interest Period
The best credit cards allow you to pay off your whole bill within a specific period and have 0% interest when you purchase goods and services. All that’s needed is to pay off the entire amount before the interest-free period ends.
You may get interest-free periods of 18–23 days with Standard Chartered. It is recommended to pay off the whole loan, not just the minimum amount, in advance to avoid incurring interest. Any amounts not paid by the due date will accrue interest on the credit card balance after each month.
Overall Advantages Of The Group
Having a full banking connection with us will benefit you via our unique and distinctive rewards program. You may collect points for your bank deposits, investments, and real estate loans with us in addition to your card purchases. These perks are yours to enjoy with your exclusive Priority Banking Visa Infinite card.
Flexible EMI Plans
Those pricey items don’t need to be out of reach any longer. Get anything you want with the option to pay for it over time with EMIs on eligible items. With your Standard Chartered Smart Card, you may convert qualifying purchases to EMIs at no processing fee for as long as you specify three months. The monthly interest rate of 0.99% is also relatively affordable and sensible.
