COMPANY:
AEC Rwanda Trustee Ltd
AEC Rwanda Trustee Ltd
POSITION:
Loan Officer & Relationship Manager
Loan Officer & Relationship Manager
TERM:
Full time (40 hrs/wk, est)
Full time (40 hrs/wk, est)
LOCATION:
BHC Building, Kacyiru, Kigali, R
BHC Building, Kacyiru, Kigali, R
KiliHub,
Moshi, Tanzania
Moshi, Tanzania
REPORTS
TO: Portfolio Fund Manager (Rwanda)
TO: Portfolio Fund Manager (Rwanda)
ABOUT
AEC RWANDA TRUSTEE
AEC RWANDA TRUSTEE
AEC
Rwanda Trustee Ltd provides low-cost capital leases to entrepreneurs and SMEs
in Rwanda and Tanzania. With backing from US-based investors, we provide
up to $50,000 in financing with flexible loan terms to qualified borrowers.
Rwanda Trustee Ltd provides low-cost capital leases to entrepreneurs and SMEs
in Rwanda and Tanzania. With backing from US-based investors, we provide
up to $50,000 in financing with flexible loan terms to qualified borrowers.
The
Loan fund is exclusively open to ANZA or INKOMOKO clients. Inkomoko
Entrepreneur Development in Kigali, and ANZA Accelerator in Moshi, provides
clients with a range of business support services which decreases our
investment risk.
Loan fund is exclusively open to ANZA or INKOMOKO clients. Inkomoko
Entrepreneur Development in Kigali, and ANZA Accelerator in Moshi, provides
clients with a range of business support services which decreases our
investment risk.
This
partnership model allows AEC Rwanda Trustee to make decisions based on a range
of indicators, including financial information, potential for social impact,
and character of the entrepreneur.
partnership model allows AEC Rwanda Trustee to make decisions based on a range
of indicators, including financial information, potential for social impact,
and character of the entrepreneur.
Currently,
we are hiring two positions: one staff in Moshi, Tanzania, and one staff
in Kigali, Rwanda.
we are hiring two positions: one staff in Moshi, Tanzania, and one staff
in Kigali, Rwanda.
THE
OPPORTUNITY & RESPONSIBILITIES
OPPORTUNITY & RESPONSIBILITIES
AEC
Trustee’s Loan Officer is responsible for the items below:
Trustee’s Loan Officer is responsible for the items below:
DUE
DILIGENCE and LEASE PREPARATION (40%)
DILIGENCE and LEASE PREPARATION (40%)
•Respond
to inquiries from prospective borrowers help them apply for our loan products
to inquiries from prospective borrowers help them apply for our loan products
•Introduce
the loan products to entrepreneurs, explaining the requirements for repayment
and the seriousness of taking on debt financing
the loan products to entrepreneurs, explaining the requirements for repayment
and the seriousness of taking on debt financing
•Conduct
due diligence on prospective borrowers, including site visits, document
preparation, coordination with the Business Development Associate, etc.
due diligence on prospective borrowers, including site visits, document
preparation, coordination with the Business Development Associate, etc.
•Communicate
all materials to the Portfolio Manager, and assist in preparing credit reports
for Investment Committee meetings
all materials to the Portfolio Manager, and assist in preparing credit reports
for Investment Committee meetings
•Take
photos of entrepreneurs, have them sign photo waivers, and post their stories
on the Kiva platform
photos of entrepreneurs, have them sign photo waivers, and post their stories
on the Kiva platform
PORTFOLIO
MANAGEMENT (60%)
MANAGEMENT (60%)
•Offer
excellent customer service through daily conversations, correspondence, and
site visits as needed to maintain strong positive relationships with borrowers
excellent customer service through daily conversations, correspondence, and
site visits as needed to maintain strong positive relationships with borrowers
•Work
with Inkomoko to ensure borrower success, and Visit clients for monitoring
with Inkomoko to ensure borrower success, and Visit clients for monitoring
•Track
information about borrowers and communicate effectively with key stakeholders
about client status
information about borrowers and communicate effectively with key stakeholders
about client status
•Actively
participate as a key staff in the weekly Portfolio Review Meeting
participate as a key staff in the weekly Portfolio Review Meeting
•Maintain
a tracking system of borrower payments and contact information
a tracking system of borrower payments and contact information
•Work
with the Finance Director/Accountant to produce invoices for payments
with the Finance Director/Accountant to produce invoices for payments
•Interact
with government leaders, court systems and others for follow up on lack of
payments.
with government leaders, court systems and others for follow up on lack of
payments.
•Ensure
that we are adhering to the requirements of our Kiva partnership, including
reporting and journaling
that we are adhering to the requirements of our Kiva partnership, including
reporting and journaling
•Other
duties as assigned
duties as assigned
CANDIDATE
QUALIFICATIONS
QUALIFICATIONS
Relationship
Manager will be a trusted partner of AEC Trustee clients, and basic
qualifications include:
Manager will be a trusted partner of AEC Trustee clients, and basic
qualifications include:
•Must
speak fluent English, French, and Kinyarwanda for the Rwanda position; must
speak English and Swahili for the Tanzania position
speak fluent English, French, and Kinyarwanda for the Rwanda position; must
speak English and Swahili for the Tanzania position
•Experience
in loan management, microfinance, capital leases, and access to finance for
SMEs is STRONGLY preferred
in loan management, microfinance, capital leases, and access to finance for
SMEs is STRONGLY preferred
•Experience
providing business advice to entrepreneurs
providing business advice to entrepreneurs
•Experience
in managing difficult clients and reaching positive outcomes
in managing difficult clients and reaching positive outcomes
•Very
strong attention to details, and good follow through
strong attention to details, and good follow through
•Comfort
with the civil court system, and previous experience in litigation
preferred
with the civil court system, and previous experience in litigation
preferred
•Unrelenting
perseverance, personal integrity, and critical thinking skills
perseverance, personal integrity, and critical thinking skills
•3+
years of work experience in relevant or applicable field
years of work experience in relevant or applicable field
•Must
have own computer and cell phone
have own computer and cell phone
•Must
be able to legally work in Rwanda or Tanzania
be able to legally work in Rwanda or Tanzania
TO
APPLY
APPLY
Email
your CV and cover letter to recruitment@inkomoko.com by 31 October 2016,
explaining how your skills and experience will be valuable to this role.
your CV and cover letter to recruitment@inkomoko.com by 31 October 2016,
explaining how your skills and experience will be valuable to this role.
Include
your name and “Loan Officer – Rwanda” OR “Loan Officer – Tanzania” in the
email subject line.
your name and “Loan Officer – Rwanda” OR “Loan Officer – Tanzania” in the
email subject line.
Start
date for the position is 1 December 2016
date for the position is 1 December 2016