If you’re one of the 63 million American adults who are still unbanked, this guide might save you from standing in the long queues for encashing a check.
If you’re here, you must be wondering, if check cashing at Walmart is possible. Well, we have got your back. In today’s article, we will take you through a detailed guide to checking the cashing process at Walmart, including the requirements, benefits, and more. Let’s begin.
So, Does Walmart cash personal checks?
Yes, Walmart has a cash-checking facility. It has set up money center counters where you can do Walmart cash personal checks.
However, the process comes with its limitations, such as cash availability in stores, weekly and monthly cash checking limits, and more. Also, the Walmart cash checking facility is exclusively available for US residents.
Hence, if you’re still wondering whether can you cash a check at Walmart, the answer is Yes, you can. But, there’s no certainty, as it depends on several factors which might not be in your control.
Requirements to Cash a Check at Walmart
To find out, can you cash checks at Walmart? You must look at the cash-checking requirements at Walmart below and examine if you meet them.
- You must have two ID cards to cash a check at Walmart: with and without a photograph.
- Your issuing bank must be legitimate to enable cash checking at Walmart.
- Also, your check must have the correct routing number., along with the correct account number without any corrections or omissions.
- In the case of payroll checks, you will need to show your government-approved photo ID.
- You must ensure that the check is not drawn because of insufficient funds.
People with questions like can I cash a check at Walmart must adhere to these guidelines to enable check cashing at Walmart.
How does Walmart cash checks?
The cash-checking process at Walmart is not very complex and takes only a few minutes to complete. Here’s a straightforward step-by-step guide to the process of Walmart Cash Checking:
- Visit your nearby Walmart store and locate the Walmart Money Centre.
- Provide the check you want to encash, along with a valid government-issued photo ID, such as a driver’s license, Social Security Number, passport, or State ID.
- Wait for the verification and once it’s done, you will need to choose a payment mode from two options i.e. cash or Walmart money card.
- Lastly, a Walmart personnel will cash the check and give you the funds. Voila! You’re done.
Benefits of Cashing a Check at Walmart
Here are a few benefits of cashing a check at Walmart:
- Due to its vast network of locations, Walmart Check Cashing can save a lot of time and effort for customers.
- Walmart has more flexible cash-checking hours than regular banks.
- Walmart’s checking facility is quick and efficient, taking only a few minutes to complete the transactions.
To Conclude
This article takes you through a detailed guide to the question, can Walmart cash personal checks? It also discusses its benefits, requirements, and other important details related to cash checking at Walmart.
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