Milwaukee weather conditions and heavy traffic make the city and the entire county prone to accidents. These accidents cause serious injuries or property damage. Most accidents in Milwaukee happen during winter, specifically between 3 p.m. and 6 p.m.
After getting into an accident, there are some mistakes most people unknowingly make that affect the compensation they receive. For example, not contacting personal injury attorneys in Milwaukee and dealing with insurers on your own can be a huge blunder.
Keep reading to discover some of the things you should never skip after an accident in Milwaukee.
1. Checking for Injuries
You should never skip on ensuring your well-being. Therefore, check for injuries on yourself and others. Call the emergency services if anyone requires medical assistance. Even if you don’t need immediate care, remember to visit the emergency room as soon as possible to rule out the risks of any injuries like internal bleeding.
Getting medical attention is also necessary to get a record of your injuries that can back up your claim.
2. Contacting Law Enforcement
According to the Wisconsin Department of Transportation, the law requires you to report accidents involving injuries, death, or damage of $1,000 or more. When it comes to government properties or vehicles, anything exceeding $200 must be reported.
Calling the police ensures that there is an official report, which can be very important when it comes to proving fault and dealing with insurance. Once a report is filed, don’t forget to request a copy.
3. Collecting Evidence at the Scene
Because of the confusion at the accident scene, most people skip the process of gathering evidence. Therefore, use your phone to take photos and videos of any damages, injuries, road conditions, traffic signs, and the entire surroundings.
As mentioned, Milwaukee weather conditions and traffic patterns can sometimes lead to accidents, so getting such details can really help in proving liability. Also, never skip exchanging contact details with the other driver involved in the accident. If there are witnesses, get their information too.
4. Informing Your Insurance Company
The statute of limitations for insurance claims such as car accidents in Wisconsin, including Milwaukee, is 3 years. However, it is important to report an accident to your insurance company immediately. This should be done within a 24-48-hour period or not later than 10 days.
During this period, all details are still fresh in your mind. Provide all the necessary information and be careful to avoid admitting fault or recording statements without a lawyer. Insurance adjusters may try everything to reduce the payout, including using your own statement against you.
If the other driver’s insurer gets in touch, it is best to consult a lawyer before discussing anything regarding the accident.
Conclusion
Skipping any of these steps can affect your claim, rights, and what you are entitled to after an accident. If you are unsure of the next steps or how to deal with insurance companies, consult a Milwaukee attorney specializing in car accidents.
