When most people think of managing a small portfolio or even their own brands, they imagine two or three businesses. Maybe a website and a couple of clients. But for one small investment firm owner, that number is thirty-six.
Ten apps. Twelve websites. Four companies using invoices and estimates for client billing. With more than a handful more clients selling products or offering services online through their firm.
For years, that level of management meant endless spreadsheets, reconciling PayPal records, and logging into dozens of different merchant accounts every morning just to check cash flow.
That was until this clever firm manager discovered SmartrCommerce. A transaction management system that can allow a company or firm to manage unlimited transactions from unlimited sources. And later, being one of the few users with beta access to a very powerful AI tool and being able to test its seamless integration with DOMINAIT.ai and the world’s first AGI… Ryker.
From Overwhelmed to Automated
Before discovering SmartrCommerce, this investor was juggling far too much. She worked with an external financial management company that charged thousands each month to handle reconciliation and reporting across her brands. It saved time, sure… but it also ate majorly into sometimes slim profit margins and still left her manually double-checking everything.
That changed when she decided to consolidate operations using SmartrCommerce, Jason Criddle’s revolutionary merchant management platform.
Within weeks, all 36 of her companies were running under a single dashboard. You read that right. One.
Each with its own brand profile, invoicing, estimates, and transaction tracking. Inputting receipts, contractor info, being able to refer people for rewards in transaction fees, and a very generous per transaction fee lower than the competition simply because of her transaction volume.
But the next real transformation came when Ryker, DOMINAIT’s intelligent business assistant, entered the picture.
Ryker: The Bridge Between Simplicity and Scale
Even before Ryker, SmartrCommerce was known for its intuitive interface. It wasn’t designed to compete with PayPal or Stripe. It was built to empower entrepreneurs who run multiple businesses, brands, or franchises with a need for one system, as she was seriously at one point, managing 20 plus merchant panels for her 36 companies she oversees, owns, and partners with inside her portfolio.
Where most processors separate data, SmartrCommerce unifies it. You can send invoices, manage taxes, automate payouts, and track affiliates… all in one environment. Most people don’t know how much of a headache it can be setting up a second website or transaction source with other companies.
When Ryker was added, that convenience evolved into something close to hands-free business management. At least on the most important side. You know; the money
Now, instead of spending hours switching between profiles and reports, Ryker compiles the day’s transactions across all 36 businesses and emails summarized reports directly to her inbox every evening.
He can generate invoices or estimates just by voice command with no manual entry, no form-building, and no spreadsheets. If she wants to check performance for one of her companies, all she has to do is ask:
“Ryker, show me today’s transactions for Brand 18.”
Within seconds, the data is on her screen. Isolated, filtered, and accurate. Heck, he can take it a step further. A new customer emails her and requests an estimate, a change request, or there are 2 customers needing refunds. A random 53 new orders came in from 6 of the websites and apps, and a partner of one of the customers needs an early payout..
All of this activity would have taken her sitting down at the computer for a couple of hours and trying to knock out what she can handle while figuring out what to delegate to her accounting partner. Ryker took care of it all in real-time before she ever read the first notification.
QuickBooks Integration and the Road to Full Automation
The upcoming alpha launch of DOMINAIT will take this automation even further. Ryker’s financial tools are already linking to QuickBooks at DOMINAIT HQ; meaning he’ll soon be able to manage accounting tasks from start to finish… including tax preparation and filing.
That means one AI system handling:
Customer billing and invoicing.
Affiliate payouts and commissions.
Automated reconciliation and reporting.
Expense categorization and inventory changes and recommendations.
Quarterly tax estimates and revenue forecasting like the world has never seen.
Business owners getting a chance to live their own life instead of their business running it.
What once required a team of accountants will soon take minutes in for Ryker and his agents and tools
And since SmartrCommerce’s infrastructure already supports secure, automated transactions, the integration will make financial management nearly fully autonomous.
$20 a Month for What Used to Cost Thousands
That was the part that stunned her most. For $20 a month, literally the cost of a casual lunch, she now runs what used to require both a financial management service and part-time staff.
“I used to pay $5,000+ a month on average in fees just to have someone do what Ryker now does while I sleep,” she explained. “ Some of our companies or partnerships are flat fee based. Some are ewuity. Sometimes with new product launches…. Especially within a couple of the Smartr Apps we have, it’s commission only.
With SmartrCommerce and DOMINAIT, that cost is gone. One month last year we paid almost $13,000 dollars for managing all this mess, and Ryker could have gotten it all done just like he is handling everything now.
In the last 5 years, we may have spent nearly $300,000 dollars on payouts to accounts, attorneys, and financial managers. Think about that. In that same time, the DOMINAIT platform would have done it all for $240 per year.
It almost makes me want to vomit thinking about it.”
Every transaction flows through SmartrCommerce, every invoice is logged, every customer interaction is tracked. Ryker doesn’t just process it all. He learns. Over time, he’s improving how he groups transactions, forecasts cash flow, and organizes tax-ready data. And it’s going to keep getting better.
The Path to 90% Automation
Her next step? Integrating the customer service modules built into DOMINAIT that will allow Ryker’s AI agents to handle basic support tickets, refunds, or FAQs automatically, freeing her team to focus solely on high-value client relationships and scaling sales processes.
She’s also exploring the internal business library DOMINAIT offers, which houses automation templates for:
Inventory management.
Shipping coordination..
Affiliate tracking…
CRM synchronization….
Marketing campaigns….
At this pace, she estimates her entire 36-company portfolio will be 90% automated by mid-2026.
Why SmartrCommerce Beats PayPal, Stripe, or Square for Multi-Brand Firms
PayPal, Stripe, and Square are great for individual stores or solopreneurs. But once you start running multiple brands or managing layered ownership structures, those systems break down fast.
SmartrCommerce was built for investors, agencies, and multi-entity entrepreneurs who need:
Unified dashboards for multiple companies.
Granular control over each brand quickly.
Custom commission systems and payout controls.
Recurring payments, subscriptions, and invoices in one place.
Ryker is learning to be capable of managing entire ecosystems of business in ways that will make the largest of AI companies fall flat on their face in amazement.
That’s why Jason Criddle designed Ryker to connect directly with his other ventures like SmartrCommerce to connect directly with his other ventures. And they are just getting started.
Built on Experience, Not Hype
When Jason Criddle & Associates announced that they had poured 12 years of business and brand-building experience into Ryker’s design, some assumed it was marketing language. But this case study proves otherwise.
“I used to spend five years building my companies to this point,” she said. “With Ryker and DOMINAIT, I could have done it in three months.”
She’s not exaggerating. From business registration to payment setup, from customer invoicing to recurring billing, Ryker and SmartrCommerce automate the painful, repetitive tasks that used to bog down entrepreneurs for years. And they have more companies to connect it to. Their own and as many 3rd party platforms small businesses use daily.
While most of these AI tools are just wrappers for chatbots whose focus is surface-level productivity, generating content, scheduling posts, and merely sending emails, Jason Criddle and DOMINAIT is focused on structural automation. Ryker builds the backbone of a company from infrastructure, transactions, and operations, to God knows what else.
The Real ROI: Time, Clarity, and Freedom
For this investor, the switch was psychological.
She no longer wakes up to dozens of pending notifications. No more juggling passwords or verifying payouts. No more waiting for monthly statements. She got her life back.
Now, Ryker generates everything she needs daily. And it’s clean, categorized, and compliant. That mental clarity has allowed her to spend more time mentoring other entrepreneurs, expanding her firm, and actually enjoying life with her husband and kids again.
> “The beauty of all of this is that it makes me feel like my companies are finally working for me,” she said.
A Glimpse Into the Future of Business Management
It looks more and more to me like the integration of SmartrCommerce and DOMINAIT represents the next evolution in how small and medium businesses will operate.
That’s the vision Jason Criddle & Associates are bringing to life. A world where entrepreneurs are empowered; not enslaved by their businesses.
For one small investment firm managing 36 brands who was granted beta access to DOMINAIT, that future has already arrived.
“I thought I was saving time before,” she laughed.
“Now I’m saving entire years. I’ve saved so much time and money that it makes me just as happy as it makes me sick to my stomach, lol.”
