Financial advisors are more than just money managers—they’re trusted partners helping clients navigate life’s most critical decisions. And for clients approaching retirement, one of the most complex and vital decisions they face is healthcare planning—specifically, understanding and choosing the right Medicare coverage.
With multiple parts, plans, and options like Medicare Supplement Plans (also known as Medigap plans), this process can quickly become overwhelming for both clients and advisors. That’s why more financial professionals are turning to Chapter, a tech-enabled Medicare advisory platform that offers personalized, unbiased support—while allowing advisors to stay focused on what they do best.
The Medicare Challenge for Financial Advisors
As clients approach age 65, questions around Medicare quickly rise to the surface:
- Should they choose Original Medicare or Medicare Advantage?
- Do they need a Medicare Supplement Plan to cover out-of-pocket costs?
- What happens to their coverage if they travel or move?
- How does Medicare impact their long-term financial strategy?
These are important questions that directly affect your clients’ financial security, but answering them correctly requires specialized knowledge.
And while some advisors have tried to tackle these issues alone, many are now realizing the benefit of partnering with experts—especially when the wrong recommendation could cost clients thousands of dollars in premiums, copays, or uncovered medical services.
Chapter: A Better Way to Support Medicare Planning
Chapter is revolutionizing the way advisors help their clients with Medicare by offering a seamless, white-glove support service. Rather than navigating the system on their own, advisors can now refer clients to Chapter’s licensed experts who specialize in all aspects of Medicare, including Medicare Supplement Plans, Medigap plans, Part D drug plans, and more.
Here’s what makes Chapter the partner of choice for financial professionals:
1. Unbiased, Comprehensive Medicare Guidance
Chapter’s advisors are not restricted to certain carriers or limited plan selections. They search through all available Medicare options in a client’s area—covering every major insurer and plan. This means your clients get unbiased advice tailored to their personal healthcare needs, financial goals, and lifestyle.
Whether your client needs a Medigap Plan G to cover deductibles and copays, or a drug plan that ensures access to specific prescriptions, Chapter finds the most cost-effective, comprehensive solution.
2. Expertise in Medicare Supplement and Medigap Plans
Many clients want to stick with Original Medicare and simply add a Medicare Supplement Plan to limit out-of-pocket expenses. But there are a dozen different Medigap plans available, each with different coverage levels, premiums, and restrictions.
Chapter’s advisors walk clients through the differences—like Plan G vs. Plan N—and help them decide which option best fits their budget, travel habits, and risk tolerance.
3. Personalized Support That Enhances Your Client Experience
With Chapter, every client gets one-on-one support from a licensed advisor who understands both the technical and emotional sides of Medicare. Clients feel heard, supported, and confident in their decisions—which reflects positively on you, their trusted financial guide.
Best of all, you stay in the loop with updates and insights, without having to become a Medicare expert yourself.
The Impact: Happier Clients, Stronger Relationships
Adding Chapter to your client services offering creates immediate and long-term value:
- Peace of mind for clients, knowing their healthcare and financial planning are aligned.
- Fewer gaps in retirement planning, especially around healthcare costs.
- Higher retention and satisfaction, since you’re solving one of their biggest pain points.
- Increased referrals, as satisfied clients share their positive experience with friends and family.
You’ve already helped them plan their retirement accounts and Social Security timing—why not also ensure they have the right Medigap plan or Medicare drug coverage in place?
Easy Integration Into Your Practice
One of the reasons advisors love working with Chapter is how easy the process is. There’s no onboarding hassle, compliance risk, or pressure to sell plans yourself.
Chapter offers:
- White-labeled portals and marketing materials, so you can deliver value under your own brand.
- No-cost support for your clients, with no obligation to enroll.
- Ongoing annual reviews, helping clients adjust their coverage as needs change.
Whether you’re a solo practitioner or part of a larger RIA firm, Chapter’s Medicare solution scales to meet your needs—and those of your clients.
Final Thoughts
Medicare may not be your area of expertise—but it plays a critical role in your clients’ financial well-being. By partnering with Chapter, you can offer expert Medicare Supplement Plan and Medigap plan guidance that builds trust, improves retention, and helps your clients retire with confidence.
In a competitive advisory landscape, the firms that go above and beyond win. Let Chapter help you deliver that next-level service—without the complexity.
📞 Contact us today at 844-731-4987
🌐 Visit our website: askchapter.org/b2b
