Rideshare services like Uber and Lyft have revolutionized transportation, offering convenience and affordability. However, with the growing number of rideshare vehicles on the road, accidents involving these services have become more common. If you are injured in a rideshare accident—whether as a passenger, driver, pedestrian, or another motorist—it’s important to take the right steps to protect your health and legal rights.
Navigating the legal complexities of a rideshare accident can be challenging due to multiple parties involved, including the rideshare company, the driver, and various insurance providers. Seeking guidance from an experienced Kansas City personal injury lawyer can help ensure you receive the compensation you deserve for medical expenses, lost wages, and pain and suffering.
In this article, we’ll outline the essential steps to take after a rideshare accident and discuss how to protect your rights.
1. Seek Medical Attention Immediately
Your health and safety should be your top priority after any accident. Even if you feel fine, some injuries, such as whiplash, internal bleeding, or concussions, may not show symptoms right away.
- Call 911 if anyone is injured.
- Accept medical assistance at the scene if offered.
- Visit a doctor as soon as possible to document any injuries.
- Keep records of all medical visits, prescriptions, and treatments related to the accident.
Having documented medical records is crucial when filing an insurance claim or a personal injury lawsuit.
2. Report the Accident
Reporting the accident is essential to ensure your claim is properly documented. Take the following steps:
- Call the Police – A police report provides an official record of the accident, including statements from witnesses and involved parties.
- Report to Uber or Lyft – Use the rideshare app to report the accident. Both Uber and Lyft have insurance policies that may apply, depending on the driver’s status at the time of the accident.
- Notify Your Insurance Company – Even if you weren’t at fault, informing your own insurance provider can help protect your claim.
3. Gather Evidence at the Scene
Collecting strong evidence can make a significant difference in proving liability and securing compensation. If you’re physically able, do the following:
- Take Photos and Videos – Capture images of vehicle damage, license plates, road conditions, traffic signals, and any visible injuries.
- Get Contact Information – Collect details from the rideshare driver, other involved motorists, and witnesses.
- Save Rideshare App Records – Take screenshots of your ride details, including the driver’s name, license plate, and trip receipt.
4. Determine Liability and Insurance Coverage
Rideshare accidents involve complex insurance issues because Uber and Lyft drivers are independent contractors, not employees. This means different insurance policies apply based on the driver’s status at the time of the crash:
- Driver Off-Duty – If the driver was not logged into the app, their personal auto insurance applies.
- Driver Available/Waiting for a Ride Request – Uber and Lyft provide contingent liability coverage, which covers up to $50,000 per person for injuries and $100,000 per accident.
- Driver En Route or Transporting a Passenger – Rideshare companies provide up to $1 million in liability coverage during an active ride.
Determining which policy applies can be challenging, which is why consulting a Kansas City personal injury lawyer is crucial in navigating insurance claims.
5. Be Cautious When Speaking with Insurance Adjusters
After the accident, you may receive calls from insurance adjusters asking for statements. Be mindful of the following:
- Do not admit fault – Even an innocent apology can be used against you.
- Avoid providing a recorded statement – Insurance companies may use your words to minimize payouts.
- Consult an attorney before accepting any settlement – Initial offers are often lower than what you may be entitled to.
6. Understand Your Compensation Rights
If you were injured in a rideshare accident, you may be entitled to compensation for:
- Medical expenses (hospital bills, surgeries, therapy)
- Lost wages (if your injuries prevent you from working)
- Pain and suffering (emotional and physical distress)
- Property damage (vehicle repairs or replacement)
Working with an experienced attorney ensures you receive fair compensation for your losses.
7. Contact a Kansas City Personal Injury Lawyer
Handling a rideshare accident claim on your own can be overwhelming, especially when dealing with rideshare companies, insurance adjusters, and multiple legal policies. A skilled Kansas City personal injury lawyer can:
- Investigate the accident to determine liability
- Negotiate with insurance companies on your behalf
- Gather evidence such as medical records and witness statements
- File a personal injury lawsuit if necessary to maximize compensation
Many personal injury lawyers offer free consultations, so there is no risk in seeking legal advice.
If you’ve been injured in an Uber or Lyft accident, knowing what steps to take can help protect your health and legal rights. Seek medical attention, report the accident to the police and rideshare company, gather evidence, and be cautious when dealing with insurance adjusters.
Most importantly, consulting a Kansas City personal injury lawyer can help you navigate the complex legal process, ensuring you receive the compensation you deserve. Don’t settle for less—get the legal representation you need to recover fully and move forward with confidence.
