The Indigo credit card is therefore designed for people who are required to rebuild or establish credit. As a credit card that is issued by Celtic Bank, it is aimed at customers who have poor credit scores and beyond and is an unsecured card that doesn’t attract a cash deposit when one is being opened.
How to Login to an Indigo Credit Card Account?
To do an Indigo credit card login, we have outlined some easy steps below:
- Visit the official website of Indigo Credit Card.
- Look for the Login Area on the homepage.
- After finding the login area, enter your credentials in their area.
- Hit the login button once you enter all your details.
Key Features
- No Security Deposit: Unlike many credit-building cards the Indigo Mastercard is flexible in its nature and does not work by having to put down a security deposit.
- Annual Fee: The card has annual fees which cost between $59 and $99, though there may be year-first discounts.
- Credit Limit: It has only $300 in credit limit that is unchangeable upon receiving an upgrade;
- High APR: The purchase APR is usually more than average and makes up about 24%. 9% to 29. 9%.
- No Rewards: Incentives such as getting cash back or earning rewards on purchases are not available on this card.
Benefits
- Credit Reporting: The Indigo Mastercard is a useful financial tool that provides individuals with the ability to make payments on time and has a report with all three credit bureaus.
- Prequalification: This means applicants can prequalify offers but it does not result in an inquiry on their credit report and they get the idea of the terms they will be offered.
Drawbacks
- High Fees: This card charges both an annual fee as well as relatively high APR meaning that their cost might be steep if you fail to pay off your balances in full monthly.
- Low Credit Limit: Avoid the negative side of the credit limit of $300 fixed and with no possibility of increasing it to meet the needs of some users.
As for the Indigo credit card, some benefits include the ability to set up or rebuild credit history as well as extra features like car rental insurance and extended warranty on purchases.
Further Reading: Pearlvine International Login | An Overview of Digital Wallet
