Hail Storm Aftermath: What to Do If Your Car Gets Hit

One moment, the sky is clear, but suddenly, the next minute, dark clouds roll in, bringing with them a sudden, relentless hailstorm. As you hear the sharp thuds of ice pelting down, you can’t help but wonder what’s happening to your parked car outside. Later, as the storm finally passes, you step out to assess the damage, only to find your car turned into an unwilling target.

Your initial shock can quickly turn into frustration, as dealing with hail damage can be stressful, especially when you’re unsure about where to start. Additionally, delaying action can lead to more complications, from worsening cracks to rust and devaluation of your vehicle. But don’t worry, you’re not alone in this. By following the right steps, you can minimize repair costs, navigate the insurance process smoothly, and restore your car without unnecessary headaches. Follow this guide to learn everything you need to know about handling hail damage and all the necessary post-storm actions.

Immediate Steps to Take

Acting quickly after a hailstorm has hit your car can prevent further damage and save you from expensive repair costs. As reported by State Farm in a March 2023 analysis, hail-related claims in 2022 cost the company over $3.5 billion, surpassing the previous year’s total by more than $1 billion. This surge highlights how common and costly hail damage can be, making it crucial for car owners to respond efficiently. Here are some essential steps to take right away:

  • Move Your Car to a Safe Location: If the storm has passed but another one is expected, move your car to a covered area like a garage or car canopy tent to prevent additional damage.
  • Dry Any Water Inside the Car: If a hailstorm has cracked your windows or windshield, moisture may have entered. Therefore, towels, fans, or a hairdryer can be used to dehumidify it and prevent mold and rust formation. 
  • Cover Broken Windows or Windshield: If there are cracks or shattered glass, seal them with a waterproof tarp, plastic sheet, or even duct tape to prevent debris and rain from making things worse.
  • Check for Fluid Leaks: If a severe hailstorm has hit, it can damage engine components or puncture parts of the car, leading to leaks. If you notice any fluids under the car, avoid driving and have it inspected.
  • Be Cautious with Electrical Components: If water has entered the car through broken glass or any leaks, avoid using power windows, lights, or the ignition until the interior is completely dry to prevent electrical damage.
  • Notify Your Insurance Company Promptly: Even if you’re unsure about filing an insurance claim, it’s essential to inform your insurer early, as it can help you understand your coverage and claim deadlines.

Now let’s get into more details.

Inspecting the Damage

Once the hailstorm has passed and it’s safe to go outside, carefully inspecting your car is the first critical step. Hail damage can vary from minor dents to serious structural issues, so a thorough assessment will help you understand the extent of the problem before proceeding with repairs or insurance claims. 

Examine the Exterior

Check the roof, hood, and trunk for dents, dings, and chipped paint. Don’t ignore even small dents, as they can weaken the car’s protective coating, leading to rust over time. Additionally, inspect the side panels, doors, and mirrors. These areas may have less obvious damage, especially if the hailstones came from an angle. Also, look for paint damage or scratches, as the metal underneath can become exposed to corrosion due to chipped paint. 

Inspect the Windshield and Windows

Carefully check the windshield and all windows for cracks, chips, or shattered glass. Even a small crack can spread and compromise visibility. Pay attention to side mirrors and headlights, which may have cracks or fogging due to impact.

Check for Hidden Damage

Examine by opening and closing the doors, trunk, and hood to ensure they still function properly, as hail impact can sometimes cause misalignment. Test windshield wipers, sensors, and cameras if your car has advanced safety features, as hail can also damage delicate electronic components. Furthermore, if water has entered the car due to broken glass, check the interior, dashboard, and electronic controls for moisture.

Document the Damage

You should also take clear photos and videos from multiple angles, capturing all visible dents, cracks, and broken parts. You can also place any reference material, e.g., a coin or ruler, next to the dents in the photos to highlight the size of the damage. Lastly, make sure that you note the date, time, and location of the hailstorm, and consider saving local weather reports as supporting evidence for insurance claims.

Repair and Restoration Options

Once you’ve assessed the damage, the next step is deciding on the best repair and restoration options to get your car back to its original condition. Whether you opt for a professional repair service or a DIY fix depends on the extent of damage and your insurance coverage.

1. Paintless Dent Repair (PDR)

  • Best for: Minor dents with no paint damage.
  • How it Works: Technicians use specialized PDR tools to gently push dents out of the metal without the need for repainting.
  • Benefits: Cost-effective, quick, and retains the car’s original paint job.

2. Traditional Dent Repair

  • Best for: Large dents, creases, or areas with chipped paint.
  • How it Works: The damaged area is sanded, filled, repainted, and blended to match the rest of the vehicle.
  • Benefits: Restores the car to a like-new condition but may take longer and be more expensive than PDR.

3. Windshield and Glass Repair

  • Best for: Small cracks or chips.
  • How it Works: Cracks can be sealed using resin-based fillers, preventing them from spreading. If the damage is substantial, a full windshield replacement may be required.
  • Benefits: Quick fix for minor cracks, but larger damages may necessitate replacement.

4. DIY vs. Professional Hail Damage Repair

  • DIY Fixes: Some small dents can be treated using suction tools, boiling water techniques, or dry ice methods. However, DIY repairs are risky and may not fully restore the vehicle’s appearance.
  • Professional Services: If the damage is significant, it’s best to seek expert hail damage repair services, especially if you are a resident of a hail-prone region, e.g., Texas. Choosing the right hail damage repair in Killeen, TX, where skilled technicians use advanced techniques like PDR and full-body refinishing, can guarantee a seamless repair for your car, efficiently and affordably.

The Bottom Line

Dealing with hail damage may not be pleasant, but it doesn’t have to be a nightmare. A well-informed approach can turn your frustration into swift action, helping you get back on the road with confidence. Moreover, staying prepared for future storms, knowing where to turn for reliable repairs, and understanding your restoration options can save you both time and money. 

While nature is unpredictable, your response doesn’t have to be. So take charge and make informed decisions to ensure your car remains in top shape no matter the weather.

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