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VACANCIES
WITHIN: LETSHEGO RWANDA LIMITED
WITHIN: LETSHEGO RWANDA LIMITED
We
are seeking vibrant professionals to fill vacant positions within Letshego
Rwanda Limited.
are seeking vibrant professionals to fill vacant positions within Letshego
Rwanda Limited.
1. Assistant Internal Auditor
Reporting
to the Internal Auditor, the position holder will be responsible for carrying
out the internal audit function in the company as directed by the supervisor.
to the Internal Auditor, the position holder will be responsible for carrying
out the internal audit function in the company as directed by the supervisor.
Duties
& Responsibilities
& Responsibilities
- Planning
and conducting risk based audits for the institution. - Execute
financial operational, investigative, compliance, regulatory and System
audits; - Understanding
and documenting business processes; - Identify
and recommend improvements in internal controls; - Assess
the potential impact of risks on the business and develop mitigating
measures; - Follow
up on implementation of audit recommendations, ensuring actions are
implemented correctly and on a timely basis.
Qualifications
- Bachelor’s
degree in Accounting, Finance or Business management from a recognized
University; - Professional
qualifications in CPA/ACCA - Computer
literacy with experience in use of an Enterprise Resource Planning
Tool (ERP)
Experience
- Experience
in Internal Audit in the Microfinance sector especially in an institution
that is licensed to mobilize deposits or experience in External Audit in a
reputable Audit firm.
Attributes
- Great
analytical and planning skills with ability to pay attention to detail - Dynamic
individual with ability to work with minimum supervision - Good
communication skills, both verbal and written - Good
self-management skills - Ability
to maintain the highest standards of ethics, confidentiality and
professionalism - Team
player with excellent interpersonal skills with ability to make sound
decisions
2. Credit Analyst
Reporting
to the Credit Administration Manager, the Credit Analyst shall be responsible
for analyzing credit and financial data to determine the viability and the risk
involved before lending money to a customer by scrutinizing customer data,
income growth, cash flow management and liabilities.
to the Credit Administration Manager, the Credit Analyst shall be responsible
for analyzing credit and financial data to determine the viability and the risk
involved before lending money to a customer by scrutinizing customer data,
income growth, cash flow management and liabilities.
He
/she shall safeguard the institution against loss by ensuring accuracy,
completeness and credit worthiness of SME proposals, recommend appropriate risk
mitigation mechanisms such as proper securities and their perfection, relevant
sanction conditions and post disbursement follow ups.
/she shall safeguard the institution against loss by ensuring accuracy,
completeness and credit worthiness of SME proposals, recommend appropriate risk
mitigation mechanisms such as proper securities and their perfection, relevant
sanction conditions and post disbursement follow ups.
The
position holder shall ensure compliance with internal credit policy & procedures
and facilitator prudent management of credit risks while ensuring compliance
with the prudential guidelines of the regulator.
position holder shall ensure compliance with internal credit policy & procedures
and facilitator prudent management of credit risks while ensuring compliance
with the prudential guidelines of the regulator.
Duties
& Responsibilities
& Responsibilities
- Determine
and compare the liquidity, profitability and credit history of the
business being evaluated with similar establishments to determine risk. - Generate
financial ratios using computer tools to evaluate customer’s credit rating
for decision making during loan approval. - Analyze
the SME Credit requests against ail the canons of Iending as a basis for
making approval / deferral/ decline recommendations. - Prepare
the sanction sheets and offer letters and ensure accuracy, completeness
and neatness of the same for further approval by relevant Head Office
Credit Committees. - Prepare
draft board papers for facilities requiring approval by the Risk
Management Committee of the board for further review by management. - Follow
up with the branches to ensure fulfillment of ALL sanction conditions and
other covenants prior to disbursement of the facilities. - Submission
of credit files to back office upon approval by the Head office Credit
Committee for further processing. - Liaise
with back office to ensure ail loan contracts are accurate as per the
details in the loan application form and that notarization of the documents
has been done. - Recommend
policy and product reviews for customer service and risk management
improvement based on experiences and industry trends. - Review
the referred and rejected files and generate a management report with
recommendations to avert a repeat of the same. - Market,
train, counsel, advise and communicate credit administration department
policy and procedures to company staff. - Continuously
vet reasons of default to curb on appraisal weaknesses and align the same
for future approvals.
Qualifications
- Bachelor’s
degree in Accounting, Finance or Business management - Professional
qualifications in CPA/ACCA - Financial,
accounting and computer knowledge is a must.
Experience
- At
least 2 years experience in credit analysis for SME customers in a
financial institution.
Attributes
- Capacity
and willingness to work for long hours within strict deadlines - Analytical
skills and attention to detail - Excellent
interpersonal and communication skills - A
person of high integrity, assertive, result oriented and team player - Knowledgeable
on the Financial services sector - Proactive
and ability to negotiate with customers and other stakeholders
3. Customer Care Officer
Reporting
to the Branch Manager, the position holder will be responsible for the customer
care function at the branch and carry out other tasks as directed by the
supervisor.
to the Branch Manager, the position holder will be responsible for the customer
care function at the branch and carry out other tasks as directed by the
supervisor.
Duties
& Responsibilities
& Responsibilities
- Provide
face to face assistance to customers at the banking hall. - Investigate
and respond to customer enquiries within the set timelines - Review
customer loan and account applications and ensure they meet company
standards - Cross-sell
products and services to customers at the branch. - Attract
new customers through provision of quality after sales service - Achieve
customer satisfaction rate as set by the management. - Safe
keeping of customer documentation - Maintaining
regular internal and external communication on customer service matters. - Maintain
high standards of customer delight at the branch
Qualifications
- A
degree in Business management from a recognized University - Basic
computer skills
Experience
At
least 1-2 years experience in a busy working. Experience in a financial
institution will be an added advantage.
least 1-2 years experience in a busy working. Experience in a financial
institution will be an added advantage.
Attributes
- Good
communication skills, both verbal and written - A
pleasant personality with strong problem solving skills - Dynamic
individual with ability to work under pressure - Great
analytical and planning skills with ability to pay attention to detail - Ability
to work with speed and maintain accuracy at the work place - Ability
to maintain the highest standards of ethics, confidentiality and
professionalism - Team
player with excellent interpersonal skills with ability to make sound
decisions.
How To Apply
If
you meet the above criteria, send your application letter accompanied by an
updated C.V explaining how your experience, character and skills fit the above
position to the address below not later than 6th December 2013.
Please include your daytime telephone number and 3 referees.
you meet the above criteria, send your application letter accompanied by an
updated C.V explaining how your experience, character and skills fit the above
position to the address below not later than 6th December 2013.
Please include your daytime telephone number and 3 referees.
All
applications should be sent via email to info@rml.co.rw
applications should be sent via email to info@rml.co.rw
